VA Home Loans
Wailuku Federal Credit Union helps veterans, active duty military personal, and military spouses secure and manage VA home loans.
The U.S. Department of Veterans Affairs created VA home loans to make it easier for U.S. military families and individuals become homeowners. VA loans allow for the purchase of a home with no money down, and without Private Mortgage Insurance (PMI).
VA loans come in different packages, including 30-, 20- and 15-year terms with fixed rates, or as 5-year adjustable-rate mortgages. As such, your monthly loan payments will depend on the type of VA loan you’ve selected and the interest rates you’ve secured.
If you’re affiliated with the U.S. military, contact WFCU today to talk with one of our loan experts about how a VA loan can help you realize your dreams of home ownership.