First Time Home Buyers

For many first-time buyers, purchasing a home can seem like an impossible task. At Wailuku Federal Credit Union, we’re here to walk you through this complex process, step-by-step, to put your mind at ease and get you into the home of your dreams. Not only do we have an in-depth knowledge of the local housing market, but we partner with top-ranked national lenders to offer you a wide array of products and services to fit your specific needs.

Our first-time homebuyers

• Receive the guidance of our experienced staff through the steps of prequalification and preapproval.
• Have access to exclusive mortgage programs requiring as little as 1% down or less.
• Avoid having to pay Private Mortgage Insurance (PMI).
• Have the cost of your appraisal paid for by WFCU which is currently $760
• Benefit from our extensive relationships with local realtors.

If you’re dreaming of owning your first home, it’s never too early to start making that dream a reality.