First Time Home Buyers
For many first-time buyers, purchasing a home can seem like an impossible task. At Wailuku Federal Credit Union, we’re here to walk you through this complex process, step-by-step, to put your mind at ease and get you into the home of your dreams. Not only do we have an in-depth knowledge of the local housing market, but we partner with top-ranked national lenders to offer you a wide array of products and services to fit your specific needs.
Our first-time homebuyers
- Receive the guidance of our experienced staff through the steps of prequalification and preapproval.
- Have access to exclusive mortgage programs requiring as little as 1% down or less.
- Avoid having to pay Private Mortgage Insurance (PMI).
- Have the cost of your appraisal paid for by WFCU which is currently $760
- Benefit from our extensive relationships with local realtors.
If you’re dreaming of owning your first home, it’s never too early to start making that dream a reality.