Get Pre-Qualified

Your first step towards purchasing a home should be getting prequalified for a mortgage, which you can do for free by visiting us at Wailuku Federal Credit Union.

Prequalification is an estimate of how much you might be able to borrow. It’s based on information you provide about your income, assets, and credit score. Getting prequalified helps you choose the kind of loan and loan amount that best fits your situation, and helps you establish a realistic price range when shopping for a home.

Prequalification is different from preapproval, which is a more formal set of steps towards securing a loan. But getting prequalified is an important first step in the process, as it helps you understand your resources and your potential as a borrower. So come visit WFCU today to begin your journey towards home ownership. It’s never too early to start!

Get Prequalified

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Interested In A Home Loan?

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or speak with one of our loan experts by calling (808) 442-8024.